An air conditioner never fails on payday. Action Air Conditioning offers financing on new air conditioning systems for homeowners in Tampa, St. Petersburg and Clearwater, FL. Financing is available with approved credit through Service Finance Company, LLC, so a qualified homeowner can replace a failed system now and spread the cost into flexible monthly payments instead of paying everything at once.
We have run this family company since 1988 through every economy Florida could throw at it, the 2007-08 crash included, without ever missing payroll. We know what careful money management looks like, and we know very few AC replacements are planned purchases. Financing exists so that an unexpected breakdown does not force you into a rushed or undersized decision.

Why does financing matter for an AC replacement?
Because air conditioners rarely fail on a convenient schedule. Most replacements happen in the middle of a Florida summer, when going without cooling is not an option. A new air conditioning installation is one of the larger investments a homeowner makes, and financing lets you choose the system that actually fits your home and energy goals rather than the cheapest short-term fix available that day.
How does the financing process work?
Start with a free estimate
Review your written price
Apply for financing
Schedule the installation
When you are ready, request your free estimate or apply online with Service Finance Company.
What will my monthly payment look like?
That depends on a few things:
The System You Choose
Your Approved Terms
Your Estimate
Try our AC calculator for a quick starting point.
From there, your estimate will show exactly what the project costs before you commit to anything.
Ready to talk through your options? Call Action Air Conditioning at (813) 935-6644, or (727) 545-9998 from Pinellas and Pasco, or request your free estimate online today.