Action Air Conditioning · Family Owned Since 1988

Financing

Affordable monthly payment options put new air conditioning and heating within reach when the Florida climate will not wait for savings to build. Action Air Conditioning offers flexible financing on qualifying installations.

An air conditioner never fails on payday. Action Air Conditioning offers financing on new air conditioning systems for homeowners in Tampa, St. Petersburg and Clearwater, FL. Financing is available with approved credit through Service Finance Company, LLC, so a qualified homeowner can replace a failed system now and spread the cost into flexible monthly payments instead of paying everything at once.

We have run this family company since 1988 through every economy Florida could throw at it, the 2007-08 crash included, without ever missing payroll. We know what careful money management looks like, and we know very few AC replacements are planned purchases. Financing exists so that an unexpected breakdown does not force you into a rushed or undersized decision.

Hand holding calculator displaying BUDGET next to rolled US currency
Why financing matters

Why does financing matter for an AC replacement?

Because air conditioners rarely fail on a convenient schedule. Most replacements happen in the middle of a Florida summer, when going without cooling is not an option. A new air conditioning installation is one of the larger investments a homeowner makes, and financing lets you choose the system that actually fits your home and energy goals rather than the cheapest short-term fix available that day.

How does the financing process work?

Start with a free estimate

Start with a free estimate

Request a free estimate on your new central air conditioning system.
Review your written price

Review your written price

We put the full price in writing up front, with no hidden fees, and you approve the quote before any work begins.
Apply for financing

Apply for financing

If you decide to finance, call us for details or apply online with Service Finance Company.
Apply Online Now
Schedule the installation

Schedule the installation

Once your application is approved and you have signed off on both the system and the payment plan, we schedule the installation.

When you are ready, request your free estimate or apply online with Service Finance Company.

What will my monthly payment look like?

That depends on a few things:

The System You Choose

The System You Choose

The size and type of system your home needs is the biggest factor in the final price.
Your Approved Terms

Your Approved Terms

Your monthly amount depends on the terms approved with your application.
Your Estimate

Your Estimate

Our AC calculator is a quick way to estimate the system your home needs before we put a number in writing.

Try our AC calculator for a quick starting point.

From there, your estimate will show exactly what the project costs before you commit to anything.

Ready to talk through your options? Call Action Air Conditioning at (813) 935-6644, or (727) 545-9998 from Pinellas and Pasco, or request your free estimate online today.

Questions? Talk to a real local team.

Honest answers since 1988. No pressure, no hidden fees.
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